Direct Care,
Personalized.
Made for You
Your health should fit your life—not the other way around. At Shores Health, we make care simple and steady for every lifestyle. Whether you prefer the flexibility of pay-as-you-go visits or the ease of an all-inclusive membership, you’ll find an option that moves with you. Because wellness should always be within reach—no matter where life takes you.
Adults 40+
Your lifestyle doesn’t slow down after 50 — and neither should your care. We’re here to flow with you, keeping wellness simple, steady, and always within reach.
Busy Parents
Your family’s schedule is packed, and your care shouldn’t add to the chaos. We’re here to keep things simple and supportive, making wellness fit seamlessly between soccer practice, school drop-offs, and everything else on your plate.
Young Professionals
Your career is just taking off, and your health should help you rise with it—not hold you back. We’re here to keep your care steady and proactive, so you can focus on chasing goals while feeling your best.
College Students
College life is full of late nights, long lectures, and big dreams. We make it easy to stay on top of your health with care that fits your budget, your schedule, and your need to keep moving forward.
Service Workers
You’re always on your feet, serving others. Now it’s time to have care that serves you—reliable, affordable, and built to keep you strong and steady through long shifts and busy days.
Remote Workers
Working from anywhere doesn’t mean your healthcare should feel far away. We’re here to keep wellness within reach—simple, steady care you can count on, whether you’re at home, on the road, or anywhere in between.
Fitness Professionals
Your body is your livelihood, and your wellness deserves the same dedication you give to your clients. We’re here to keep you strong, balanced, and supported with care that moves with you and your goals.
Student Wellness
$50/month
Ideal For: Full- or part-time college students
- Up to 3 telehealth visits per year (via smartphone, tablet or computer)
- Annual wellness/physical exam included
- Secure messaging (1-business-day response)
- Lab orders, Imaging orders & results reviewed (Lab fees not included) (Imaging fees not included)
- Priority telehealth scheduling
Basic Wellness
$65/month
Ideal For: Healthy adults needing periodic primary care
- 2 telehealth visits per year
- Annual wellness/physical exam included
- Secure messaging (brief questions, next-day reply)
- Lab orders, Imaging orders & results reviewed (Lab fees not included) (Imaging fees not included)
Comprehensive Care
$95/month
Ideal For: Patients with ongoing or chronic needs
- Up to 6 telehealth visits per year
- Annual exam + chronic condition management
- Secure messaging (non-urgent questions, next-day response)
- Priority same-/next-day scheduling
Premium Care
$125/month
Ideal For: High-touch or concierge-style care
- Frequent telehealth visits as needed (must be scheduled)
- Annual exam + chronic management
- Secure messaging for ongoing coordination
- Extended-hours access
- Two complimentary house calls/mobile visits per year (with in zip codes 32080, 32094, 32086)
- Lab orders, Imaging orders & results reviewed (Lab fees not included) (Imaging fees not included)
Why Shores Health?
Flat monthly fee, no surprise bills
Quick access to your healthcare provider, when you need it.
No insurance headaches. No paperwork ever.
Extra Support, When You Need It
Mobile House Call Visit
We come to you, whether at your home, place of work, or another convenient location. (within service area)
After-Hours Visit
We come to you, whether at your home, place of work, or another convenient location. (within service area)
For Non-Members
Care made simple: schedule a visit, no membership needed.
- New Patient/Wellness Visit (Telehealth or Office): $125
- Follow-Up Telehealth: $95
- House Call (within service area): $120
Available Upon Request
• Specialist visits
• Imaging & lab fees
(billed separately at discounted partner rates)
Sports & School Physicals
For all ages — applies to both
members and non-members.
$60/Flat Rate
Hi, I’m
Katrinia Kraemer APRN, FNP-BC
Katrinia Kraemer, FNP-C, is the founder of Shores Health, where she provides modern, compassionate primary care through a direct care model. With certifications in both family and holistic practice, she blends evidence-based medicine with a whole-person approach that considers mind, body, and environment. Her background spans family practice, infectious disease, sexual health, wound care, pain management, and trauma. Katrinia has also dedicated nearly a decade to humanitarian service in conflict zones and underserved communities worldwide, shaping her commitment to accessible, patient-centered care. At Shores Health, she partners with patients through in-person, mobile, and telehealth visits to support lasting wellness and prevention.
Things You Want to Know
What is the membership model at Shores Health?
At Shores Health, you join by paying a recurring membership fee (monthly, quarterly or annually), which gives you access to a defined package of primary‐care services without the typical insurance‑based billing. This model allows us to focus on you, spend more time per visit, and offer same‑day/next‑day access when needed. This model is referred to as Direct Primary Care (DPC).
How is this different from traditional insurance‑based primary care?
In a traditional model, the practice bills insurance for each visit, labs are reimbursed individually, office visits may be crowded and short, and appointment access can be limited. At Shores Health:
- We do not bill your insurance for routine primary care visits included in your membership.
- You benefit from enhanced access (telehealth, house calls, messaging, same‑day/next‑day visits) and longer visit times.
- Because of the direct arrangement, we aim to reduce your overall healthcare cost for everyday needs and give you more personalized care.
Do I still need health insurance if I join Shores Health?
Yes. Our membership gives you excellent access to primary care services, but it is not a substitute for comprehensive insurance coverage. Insurance (or a health‑share plan, high‑deductible plan, or catastrophic plan) is still important to cover hospitalizations, surgeries, imaging, labs, specialist care, and emergency events. Think of your membership as your ‘everyday health’ partner, and insurance as your safeguard for major events.
What does the membership include?
Your membership coverage depends on which tier you choose. See our DPC membership overview for full details and contact us if you have further questions at info@shores-health.com or call us at 904-495-1610.
How do lab work, imaging, medications and specialist referrals work?
- Laboratory tests, imaging studies, pathology or referrals are billed separately (often at reduced negotiated fees through our partners).
- Specialist care, hospital procedures or inpatient care are not included in the membership.
- You may still use your insurance for labs, imaging and specialists if desired—but our negotiated cash‑pay options are often lower than typical copays or deductibles.
When can I schedule an appointment, and how do I reach my provider?
As a member you’ll have flexible access: same‑day or next‑day appointments are prioritized (within our service area). You also get secure messaging, telehealth visits, and direct communication with your care team. For urgent issues outside the office hours, we provide guidance and, if appropriate, coordinate care or direct you to local resources.
What if I have an emergency or need urgent specialist/hospital care?
In the case of a true emergency (chest pain, difficulty breathing, major trauma, etc.), you should call 911 or go to the nearest emergency department. While your membership covers your primary care, it does not include inpatient or hospital care. If you are hospitalized or require specialty referral, we will assist in coordinating your care and communicating with the hospital or specialist team on your behalf.
What’s the cancellation or transfer policy for membership?
We strive to keep things straightforward and transparent: you may cancel your membership at any time with 30 days’ written notice. Membership fees already paid are non‑refundable once services are available. If you move outside our service area or pause membership, please contact us so we can help with your transition.
Can I join if I already have Medicare, Medicaid, or other insurance?
Yes — you may participate in our membership model regardless of your insurance status (commercial, Medicare, etc.). Please be aware that we will not bill your insurance for the services included in the membership. Insurance may still cover labs, imaging, medications, or specialists depending on your plan. Medicare or Medicaid may or may not recognize membership fees as reimbursable — you may want to check with your plan or tax advisor about deductibility or HSA eligibility.
What payment methods do you accept, and how is billing handled?
We accept payment via bank draft (ACH), credit/debit card, or other recurring payment methods set up when you join. Your membership fee is auto‑drafted based on your chosen billing cycle (monthly, quarterly or annually). Any external services (labs, imaging, specialist referrals) will be billed separately, and you’ll receive clear statements for those.
Can I receive care while traveling or outside the service area?
Yes — for many primary care needs, telehealth or messaging is available when you’re away. Our goal is to continue to serve you wherever you are, within reason. For urgent or in‑person services outside our area, we’ll help coordinate care and guide you appropriately. Keep in mind, membership does not replace local urgent care or emergency facilities in remote or out‑of‑area settings. Some prescriptions may not be prescribed outside of Florida.
What happens if my condition becomes complex or I need long‑term specialty care?
Our membership model is designed to address most primary care, preventive and chronic condition needs. If a condition evolves that requires specialist intervention or hospital care, we will partner with you and your insurance network (or provide cash‑pay options) for those services. We’ll still remain your medical home — coordinating communications, reviewing specialist findings and helping you navigate your health journey.
Who is eligible to join and are family memberships available?
Shores Health has four tiers of membership to choose from. See available membership details.
Family/employee memberships or an employer plan may be available — let us know if you’re interested in exploring that for your household or business. (Note: children under 18 may be served through a separate arrangement; please contact us for details.)
Are there any insurance or contract obligations?
Joining Shores Health does not require you to drop your insurance. You are free to carry any plan you choose. There is no long‑term contract binding you beyond the monthly (or quarterly/annual) billing cycle — you may cancel with notice as stated. However, payment of the membership fee is required for access to included services.
How do I get started or schedule a 'meet & greet'?
We offer a complimentary consultation (via phone, video or in‐person) for prospective members to learn more about our practice, ask questions, and determine if the membership model fits your health care needs. Once you decide to join, we’ll guide you through enrollment paperwork, payment setup, and choosing your membership tier. After enrollment, you may schedule your first wellness visit and begin messaging/telehealth access right away.
Can I still be seen at Shores Health if I am not a member?
Yes, a non-member can still be seen and treated by Shores Health. Pricing is a bit higher for services for non-members but still affordable. See non-member details and costs. For questions, please contact us at info@shores-health.com or call us at 904-495-1610.